Shariah Compliant Lending
What is Shariah Compliant Investing?
Shariah Compliant Investing is a type of investment that must follow Islamic Law.
It is known as socially responsible investing due to the specific requirement to access the fund that complies with Islamic principles. Unlike conventional lending, it prohibits charging interest (riba) and speculative activities (gharar). Instead, it focuses on profit-sharing, leasing, and partnership models.
Like most social investments, a shariah compliant social investment fund will care about both financial return and social impact created for beneficiaries. Shariah-compliant lending aims to create a balanced and ethical financial system that aligns with Islamic principles.
Principles and Benefits
- Risk Sharing: Both lender and borrower share the risks and rewards, promoting fairness and ethical behaviour.
- Asset-Backed: Ensures that all financial transactions are backed by tangible assets, reducing speculation.
- Ethical Investments: Funds are invested in socially responsible and ethical ventures, avoiding industries like alcohol, gambling, and pork.
Get in touch with our team to find out more and whether this option is right for you.
Daphne Hemingway
Daphne has more than 27 years experience of specialist VAT litigation and dispute resolution skills.
She has an excellent success rate based on her thorough assessment of the cases. Other accountancy firms also refer their clients for these specialised services. VAT and property transactions are another specialist area for Daphne. A thorough understanding of land law, Daphne advises both property developers and house builders on means of saving VAT on transactions. She also works with law firms and provides bespoke, tailored training.
Why Choose Jerroms for Your Company Secretarial Services?
- Everything in one place
We can handle all your company secretarial needs, from identity verification to company formations, so you don’t need to deal with multiple providers.
- Local expertise
Based in the Midlands, we understand local business challenges and can give advice that’s relevant to your area.
- Compliance made simple
We keep track of deadlines and requirements, making sure your filings are completed on time and correctly.
- Personal service
You will deal directly with our Company Secretarial Manager, giving you quick answers and clear guidance whenever you need it.
- Trusted support
We work alongside our tax and accounts teams to give you a joined-up service that covers all aspects of business compliance.
Our Company Secretarial team provides support for all your compliance and administrative needs, helping you stay on top of deadlines, maintain accurate records, and focus on running your business.
Our Experts
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Our team combines strong technical capability with practical knowledge of day-to-day business operations. This enables us to offer advice that’s both compliant and commercially relevant.
Our Experts
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More Than Just Year-End Accounts
We don’t just tick boxes, we add value. Our team uses your accounting data to provide actionable insights that support your business growth.
From spotting trends and opportunities to highlighting potential risks, we work in partnership with you to drive long-term success.
Cutting-Edge Accounting Software
We partner with a number of cloud accounting providers, including QuickBooks, Xero and Sage One, and also desktop providers such as Sage Line 50, to help you choose the software with the functionality that most suits your needs.
Advances in technology have revolutionised sales and marketing for today’s businesses. As business moves at a faster pace, it is so important that your accounting function is able to work at your speed and provide you with real-time information about your company finances.
Our Audit Approach
We take a risk-focused, client-centred approach to every audit. Our process is designed to identify key risks and ensure compliance while adding value through practical recommendations. Our audits follow International Standard Quality Management (ISQM) procedures, guaranteeing a consistent, high-quality service.
- Pre-audit planning communication
- Assessment of internal controls and risk
- Audit fieldwork with regular client updates
- Transparent reporting and actionable recommendations
- Final review and feedback process
Secure and Technology-Driven Audit Services
We use secure technologies to streamline audit delivery, maintain secure document transfer, and boost collaboration. Our paperless, cloud-based approach ensures efficient audits and the highest standards of data protection, backed by Cyber Essentials certification.
More Than Just an Audit
Beyond statutory compliance, we work with you to enhance financial management and identify future opportunities. As part of the wider Jerroms Group, we can also support your organisation with additional services such as raising finance, financial planning, and business advisory solutions.
We offer flexible, personalised solutions designed to meet your needs. Our dedicated audit team manages every aspect of the process, providing reliable and efficient support to ensure a smooth and compliant audit experience.
Our Experts
Our Payroll Expertise
Our confidential payroll service is fully compliant with HMRC regulations and covers all aspects of employee pay, including:
- Weekly, fortnightly, or monthly payroll processing
- PAYE, National Insurance, and statutory payments (SSP, SMP etc.)
- Auto-enrolment pension administration and full pension correspondence
- RTI submissions, P45s, P60s, and customised payslips
- Bonuses, termination payments, student loans, and Court Orders
- Direct payments to employees and HMRC
Our Bookkeeping Expertise
Our bookkeeping solutions help you maintain clear, accurate records, ensuring that all transactions are logged correctly and are accessible for reporting, forecasting, and year-end preparation. Services include:
- Cloud-based bookkeeping using platforms like Xero, QuickBooks, and Sage
- Bank reconciliations and ledger maintenance
- Sales and purchase invoice processing
- VAT return preparation and MTD compliance
- Management of expense claims and petty cash
- Support with cashflow visibility and financial planning
Whether you need a fully outsourced service or support for your in-house finance team, we offer flexible solutions personalised to your operations, systems, and internal resources. Our team works seamlessly with yours to deliver reliable day-to-day support.
Our Experts
Business Tax Services
Our corporate tax specialists work closely with businesses of all sizes to minimise tax liabilities, remain compliant with HMRC requirements, and plan for the future.
Our services include:
- Pre-year-end tax planning meetings
- Preparation and submission of corporation tax returns
- Business tax planning and advice
- VAT advice, VAT return preparation, and support during HMRC inspections
- Review of VAT scheme options for optimal benefits
- Assistance with HMRC enquiries and investigations
Personal Tax Services
We offer proactive personal tax advice for directors, business owners, and individuals, helping you optimise your financial position and ensure compliance.
Our services include:
- Preparation and filing of Self-Assessment tax returns
- Capital Gains Tax planning and reporting
- Inheritance Tax advice and planning
- Personal tax planning strategies to minimise liabilities
- Cashflow forecasting and profit & loss reporting for better financial management
We offer a fully outsourced tax service, providing expert advice and hands-on support across all areas of business and personal taxation. Our team ensures your compliance obligations are met, while identifying opportunities to improve tax efficiency and support your wider financial goals.
Our Experts
Contact
Please get in touch if you want to talk more about how we can help you.
We offer an initial consultation free of charge which gives us the chance to meet and discuss your needs, with no obligation.
By filling in the form and giving us as much detail as possible about your situation, including in which country you are resident and a short summary of just what the problem is, we will be able to make sure that the most appropriate member of the team is on hand to discuss how we could help you.
Contact
Please get in touch if you want to talk more about how we can help you.
We offer an initial consultation free of charge which gives us the chance to meet and discuss your needs, with no obligation.
By filling in the form and giving us as much detail as possible about your situation, including in which country you are resident and a short summary of just what the problem is, we will be able to make sure that the most appropriate member of the team is on hand to discuss how we could help you.
Contact
Please get in touch if you want to talk more about how we can help you.
We offer an initial consultation free of charge which gives us the chance to meet and discuss your needs, with no obligation.
By filling in the form and giving us as much detail as possible about your situation, including in which country you are resident and a short summary of just what the problem is, we will be able to make sure that the most appropriate member of the team is on hand to discuss how we could help you.
Contact
Please get in touch if you want to talk more about how we can help you.
We offer an initial consultation free of charge which gives us the chance to meet and discuss your needs, with no obligation.
By filling in the form and giving us as much detail as possible about your situation, including in which country you are resident and a short summary of just what the problem is, we will be able to make sure that the most appropriate member of the team is on hand to discuss how we could help you.
Contact
Please get in touch if you want to talk more about how we can help you.
We offer an initial consultation free of charge which gives us the chance to meet and discuss your needs, with no obligation.
By filling in the form and giving us as much detail as possible about your situation, including in which country you are resident and a short summary of just what the problem is, we will be able to make sure that the most appropriate member of the team is on hand to discuss how we could help you.
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Jerroms Mortgage & Finance Ltd is registered in England and Wales. Registered number 11459888. Registered Office address as above. Authorised and regulated by the Financial Conduct Authority (reference number: 829252). Mortgages Together, Stratford Corporate Finance and Business Finance Quote are trading names of Jerroms Mortgage & Finance Ltd. VAT No. 326 4715 04.
Jerroms Financial Planning is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 300784. Registered in England and Wales under reference 4710626. Registered office address: Lumaneri House, Blythe Gate, Blythe Valley Park, Solihull, West Midlands B90 8AH.
Client Directors of the firm are not directors of Jerroms and are not subject to the obligations and responsibilities of directors within Part 10 of the Companies Act 2006.
Jerroms is a trading style of both Jerroms Business Solutions Limited (08923059) and Jerroms GCN Limited (08433008). Registered Office for each of these Companies is: Lumaneri House, Blythe Gate, Blythe Valley Park, Solihull, West Midlands, B90 8AH. A list of directors is open for inspection at the Registered Office.
Jerroms Mortgage & Finance Limited is authorised and regulated by the Financial Conduct Authority. Our FCA registration number is 829252. You can check this via www.register.fca.org. We are a credit broker, not a lender, and work with a range of lenders in the marketplace. Some lenders may pay us a commission which can vary. Stratford Corporate Finance, BusinessFinanceQuote.com& Mortgages Together are trading styles of Jerroms Mortgage & Finance Limited.
Jerroms Mortgage & Finance Limited is authorised and regulated by the Financial Conduct Authority. Our FCA registration number is 829252. You can check this via www.register.fca.org. We are a credit broker, not a lender, and work with a range of lenders in the marketplace. Some lenders may pay us a commission which can vary. Stratford Corporate Finance, BusinessFinanceQuote.com& Mortgages Together are trading styles of Jerroms Mortgage & Finance Limited.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based within the UK. Jerroms Financial Planning is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 300784. Registered in England and Wales under reference 4710626. Registered office address: Lumaneri House, Blythe Gate, Blythe Valley Park, Solihull, West Midlands B90 8AH.